UAE families are emerging as global leaders in embracing artificial intelligence (AI) and digital assets, according to a new report by Standard Chartered Global Private Bank. The study found that 71% of ultra-high-net-worth (UHNW) families in the UAE believe in strategically investing in digital assets such as cryptocurrencies, NFTs, and tokenised traditional assets, compared with 69% worldwide.
The research also revealed that 75% of UAE families trust AI tools for wealth management decisions, showing growing confidence in combining technology with financial strategy—so long as human advisers remain involved in key judgment calls.
These findings highlight the UAE as one of the world’s most forward-thinking wealth centres. Families in the country are approaching innovation with confidence and responsibility, embracing new technologies while maintaining structured governance. The report, titled “The Great Repositioning,” surveyed over 300 UHNW families and advisers across global financial hubs including Singapore, Hong Kong, China, UAE, India, Africa, and London. It explores how family offices are redefining wealth creation, preservation, and legacy management.
Vinay Gandhi, Global Head of the South Asian Community and Regional Head for Europe, the Middle East, and Africa at Standard Chartered Private Banking, said: “UAE family offices are adopting technology with vision and discipline. They see digital assets and AI as vital elements of a more efficient and connected wealth ecosystem. Strong governance combined with innovation is positioning the UAE among the most dynamic private wealth hubs globally.”
Governance remains at the core of this transformation. Ninety-six per cent of UAE respondents said they regularly review and optimise their family office governance frameworks, compared with 94% globally, while 96% have formal conflict-resolution processes, higher than the global average of 92%. These structures help families manage complexity with confidence and ensure that innovation is grounded in trust and accountability.
The next generation is also shaping this transformation. Around 67% of UAE family offices report active involvement of successors in wealth and investment decisions, signalling a new era of shared leadership. Younger family members are taking an active role in discussions around digital diversification, sustainability, and social impact, redefining what wealth stewardship means in the modern economy.
Philanthropy continues to play a key role in UAE families’ global outlook. Eighty-eight per cent prefer supporting national or international causes, compared to 80% globally, while 92% report full family agreement on philanthropic priorities, higher than the global average of 83%. This reflects how UAE families align wealth with purpose to create a wider positive impact.
Long-term planning is also a strong focus. Ninety-two per cent of UAE family offices believe effective cross-border succession planning could save millions during inheritance transitions, compared with 83% globally. This forward-thinking mindset reinforces the UAE’s reputation as a hub for structured and sophisticated wealth management.
Vinay added: “As global wealth evolves, the UAE’s blend of innovation, generational collaboration, and strong governance is setting a new benchmark for wealth management. By integrating technology with long-term vision, UAE families are not just preparing for the future—they are shaping it.”
